How to find all your subscriptions (iPhone, Android, card & PayPal)

Updated 5 September 2026·6 min read

"What am I even paying for?" has one honest answer: nobody, including your phone, keeps the full list. Apple only knows about Apple billing, Google only knows about Google Play, and your bank only sees the card you're looking at. So subscriptions hide in the channel you didn't check. This guide walks the four places they live, in order, and takes about 15 minutes. At the end you'll have one list, and a plan for the ones you don't want.

The four places subscriptions hide
1. App Store: Settings › your name › Subscriptions (iPhone, iPad, Mac)
2. Google Play: Play Store › profile › Payments & subscriptions › Subscriptions (or any browser)
3. Cards & bank: the last 90 days of every statement
4. PayPal & Amazon: automatic payments, Prime, Subscribe & Save

On this page

The one rule: subscriptions live where they're billed 1. App Store subscriptions (iPhone, iPad, Mac) 2. Google Play subscriptions (Android or any browser) 3. Card and bank statements 4. PayPal, Amazon and email The forgotten-subscription checklist What to do with the list FAQ

The one rule: subscriptions live where they're billed

A subscription is filed under whoever takes the money, not the device you use it on. Netflix bought inside the iPhone app is an App Store subscription. Netflix bought on netflix.com is billed directly by Netflix. Same service, two different places to look, two different places to cancel. That's why "I can't find my subscription" is nearly always a wrong-channel problem: it exists, just not where you're looking.

So the search below goes channel by channel. Check all four even if you think you know the answer; the forgotten ones are, by definition, in the channel you didn't think of.

1. App Store subscriptions (iPhone, iPad, Mac)

This list is the ground truth for anything billed through Apple. It includes active subscriptions, free trials that are about to convert, and expired ones, which is handy for remembering what you used to pay for.

  1. Open the Settings app on your iPhone or iPad.
  2. Tap your name at the very top.
  3. Tap Subscriptions. Active ones are listed first, with their renewal date and price; expired ones sit below.
  4. On a Mac, open the App Store app, click your name, then Account Settings, then Manage next to Subscriptions.

Write down each active one with its price and renewal date. If something's missing that you're sure is Apple-billed, it's probably on a different Apple Account (an old one, or a family member's). Search your email for "receipt from Apple" to see which account was charged. If you want out of any of them, the cancel button is on this same screen; our App Store cancellation guide covers the edge cases.

2. Google Play subscriptions (Android or any browser)

Google keeps its own list, and it works from any device, not just an Android phone.

  1. Open the Google Play Store app and tap your profile icon in the top-right.
  2. Tap Payments & subscriptions, then Subscriptions.
  3. Or, from any computer or phone, open play.google.com/store/account/subscriptions and sign in.
  4. Check each Google account you've ever used on a phone. Subscriptions follow the account, not the device.

Add these to your list. Anything you want to stop can be cancelled from this screen too; see the Google Play cancellation guide if the subscription isn't showing up.

3. Card and bank statements

Everything billed directly by a company, from Netflix and Spotify to your gym, cable, cloud storage and that newsletter, only shows up here. This is the step people skip, and it's where the money is.

  1. List every card and account you have, including the old debit card in the drawer and any card saved in a browser. Subscriptions keep billing cards you've stopped checking.
  2. Open the last 90 days of each statement. Three months catches monthly charges and most quarterly ones; if you can, scan 13 months to catch annual renewals too.
  3. Flag anything that repeats. Same merchant, same amount, roughly the same day. Don't skip small amounts: $2.99 and $4.99 charges are the ones that survive for years.
  4. Use your bank's recurring-charge view if it has one. Many card apps now group repeat merchants for you under "subscriptions" or "recurring".
  5. Decode the merchant names. APPLE.COM/BILL is Apple billing for an App Store subscription, app or iCloud plan: match it against your list from step 1. GOOGLE *Something is Google Play or a Google service: match it against step 2. Anything else is a direct-billed subscription, and the account to cancel it is with that company.
Watch for double-billing. It's common to find the same service twice: once through the App Store and once direct, or once per family member. If a name shows up in two channels, you're probably paying for it twice.

4. PayPal, Amazon and your email

The forgotten-subscription checklist

Run down this list and see which ones ring a bell. These are the categories that show up on statements most often after people swear they've "only got Netflix and Spotify".

On Top of Subs

Now keep the list from growing back

Add what you found to On Top of Subs in a few seconds each. You'll see what you pay per month, get reminded before any free trial converts or plan renews, and when you want out of an App Store or Google Play subscription, one tap opens the store's own cancellation screen. No bank login. Free on iPhone and Android.

Download on theApp Store GET IT ONGoogle Play

What to do with the list

  1. Sort into keep, cancel, and "not sure". For "not sure", note the next renewal date and decide before it, not after.
  2. Cancel where you're billed. App Store subscriptions cancel from Apple's subscription sheet, Google Play ones from the Play Store subscriptions center, direct ones in your account with the company (or by phone for services like Xfinity). Cancelling the app on your phone or deleting it does nothing.
  3. Cancel free trials now, not on the last day. On both stores you keep access until the trial ends even if you cancel on day one, so there's no reason to wait.
  4. Set reminders for the keepers. Especially annual renewals; a $99 yearly charge you forgot about is the one that hurts.
  5. Re-check statements next month. Make sure the cancelled ones actually stopped billing.

Frequently asked questions

No single app can see every channel. Apple Settings shows App Store subscriptions, the Google Play subscriptions center shows Google Play ones, and bank-scanning apps like Rocket Money show what hits your linked cards. A tracker like On Top of Subs is where you bring them together in one list with reminders. Our comparison of subscription apps covers what each one can and can't see.

Open Settings, tap your name at the top, then tap Subscriptions. Active subscriptions are listed first, with expired ones below. Anything not listed there is billed through Google Play, directly by the company, or through PayPal.

Open the Play Store app, tap your profile icon, then Payments & subscriptions, then Subscriptions. The same list is at play.google.com/store/account/subscriptions from any browser. It only shows subscriptions billed through Google Play.

APPLE.COM/BILL is Apple billing you for an App Store subscription, app or iCloud plan. GOOGLE * followed by a name is a Google Play subscription or Google service. Look up the exact item in Apple Settings › Subscriptions or the Google Play subscriptions center.

Check all four billing channels rather than one: App Store, Google Play, your card and bank statements for the last 90 days, and PayPal automatic payments. Then search your email for "your subscription" and "free trial". Forgotten subscriptions are almost always in a channel you didn't think to check.

Keep going

Best apps to cancel subscriptions8 tools compared on what they can actually cancel Cancel App Store subscriptionsFor anything billed on your iPhone or iPad Cancel Google Play subscriptionsOn Android or from any browser Cancel Xfinity (Comcast)The phone number, the fees and the equipment-return trap